Terms of Use

By using this website or opting in to receive communications from RJR Faribo Insurance, you agree to the terms described in this policy. You agree to use this website and any associated services for lawful purposes only and in a manner consistent with applicable laws and regulations.

All content on this website, including text, graphics, logos, and other materials, is the property of RJR Faribo Insurance or its licensors and may not be reproduced, distributed, or used without authorization.

RJR Faribo Insurance does not guarantee uninterrupted or error-free operation of the website or messaging services and is not responsible for delays, delivery failures, or technical issues outside of its reasonable control.

Governing Law

This policy and your use of this website and services are governed by the laws of the state in which RJR Faribo Insurance operates, without regard to conflict-of-law principles.